Payments Annuity » variable http://paymentsannuity.com Sell Annuity Payments Fri, 02 Apr 2010 23:52:18 +0000 http://wordpress.org/?v=2.9.2 en hourly 1 Variable Annuities http://paymentsannuity.com/variable-annuities http://paymentsannuity.com/variable-annuities#comments Wed, 31 Mar 2010 05:23:07 +0000 Editor http://paymentsannuity.com/variable-annuities

Buy Cheap Variable Annuities

]]> http://paymentsannuity.com/variable-annuities/feed 0 Was our Variable Life Annuity a good idea? http://paymentsannuity.com/was-our-variable-life-annuity-a-good-idea http://paymentsannuity.com/was-our-variable-life-annuity-a-good-idea#comments Tue, 30 Mar 2010 13:52:52 +0000 Editor http://paymentsannuity.com/was-our-variable-life-annuity-a-good-idea My husband and I purchased a Variable Life Insurance annuity policy, and now we’re wondering if it was a smart investment. We are in our late twenties and make very good money. We bought the policy for retirement purposes. We no longer contribute to employer 401k plans are they are not matched by the employer, and we make too much money for a Roth IRA acct. So all the money we are saving for retirement goes into this annuity. There’s a minimum premium is $1700 quarterly, but we try to pay $3500 quarterly to fund it faster. After 7yrs it will be fully funded and then we can borrow against it at a lowe interest rate (which we don’t plan on doing) or keeping it until we are ready to withdraw from it when we retire. Is this a smart thing to do for us, considering our situation in our current tax bracket? We feel that we ware now in a higher tax bracket than we would be when we retire, so contributing after-tax dollars right now seemed like a good idea. Please help. I think we should have gotten a second opinion before we bought this policy.

]]> http://paymentsannuity.com/was-our-variable-life-annuity-a-good-idea/feed 3 Guaranteed Income for Life: How Variable Annuities can Cut Your Taxes, Pay You Every Year of Your Life, and Bring You Financial Peace of Mind http://paymentsannuity.com/guaranteed-income-for-life-how-variable-annuities-can-cut-your-taxes-pay-you-every-year-of-your-life-and-bring-you-financial-peace-of-mind http://paymentsannuity.com/guaranteed-income-for-life-how-variable-annuities-can-cut-your-taxes-pay-you-every-year-of-your-life-and-bring-you-financial-peace-of-mind#comments Fri, 26 Mar 2010 06:22:20 +0000 Editor http://paymentsannuity.com/guaranteed-income-for-life-how-variable-annuities-can-cut-your-taxes-pay-you-every-year-of-your-life-and-bring-you-financial-peace-of-mind

Buy Cheap Guaranteed Income for Life: How Variable Annuities can Cut Your Taxes, Pay You Every Year of Your Life, and Bring You Financial Peace of Mind

]]> http://paymentsannuity.com/guaranteed-income-for-life-how-variable-annuities-can-cut-your-taxes-pay-you-every-year-of-your-life-and-bring-you-financial-peace-of-mind/feed 5 What are the pros and cons of a variable annuity? http://paymentsannuity.com/what-are-the-pros-and-cons-of-a-variable-annuity http://paymentsannuity.com/what-are-the-pros-and-cons-of-a-variable-annuity#comments Thu, 18 Mar 2010 03:25:46 +0000 Editor http://paymentsannuity.com/what-are-the-pros-and-cons-of-a-variable-annuity My recently-retired parents have a lump sum of money (sizable but not huge) and have been recommended a variable annuity by a financial adviser. I have heard annuities are generally a bad investment because they have high fees, but a guaranteed return for them would be desirable. Can I get some pros and cons for a variable annuity in this specific situation?

]]> http://paymentsannuity.com/what-are-the-pros-and-cons-of-a-variable-annuity/feed 1 If a variable annuity has a term of four yrs and the market is bad can the annuity become worthless? http://paymentsannuity.com/if-a-variable-annuity-has-a-term-of-four-yrs-and-the-market-is-bad-can-the-annuity-become-worthless http://paymentsannuity.com/if-a-variable-annuity-has-a-term-of-four-yrs-and-the-market-is-bad-can-the-annuity-become-worthless#comments Sat, 13 Mar 2010 07:22:58 +0000 Editor http://paymentsannuity.com/if-a-variable-annuity-has-a-term-of-four-yrs-and-the-market-is-bad-can-the-annuity-become-worthless We were sold an annuity with the promise of 6% interest and supposedly that was guaranteed forever? Were we conned? Could our annuity become worthless in 5 or 6 or 7 years? The current value of the annuity is down.

]]> http://paymentsannuity.com/if-a-variable-annuity-has-a-term-of-four-yrs-and-the-market-is-bad-can-the-annuity-become-worthless/feed 2 How does a variable rate annuity differ from a fixed annuity? http://paymentsannuity.com/how-does-a-variable-rate-annuity-differ-from-a-fixed-annuity http://paymentsannuity.com/how-does-a-variable-rate-annuity-differ-from-a-fixed-annuity#comments Sat, 13 Mar 2010 03:23:34 +0000 Editor http://paymentsannuity.com/how-does-a-variable-rate-annuity-differ-from-a-fixed-annuity I was advised that a fixed rate was a better option. Is that true, and why?

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