Payments Annuity Sell Annuity Payments

13Mar/10Off

If a variable annuity has a term of four yrs and the market is bad can the annuity become worthless?

We were sold an annuity with the promise of 6% interest and supposedly that was guaranteed forever? Were we conned? Could our annuity become worthless in 5 or 6 or 7 years? The current value of the annuity is down.

13Mar/10Off

How does a variable rate annuity differ from a fixed annuity?

I was advised that a fixed rate was a better option. Is that true, and why?