Payments Annuity » payment http://paymentsannuity.com Sell Annuity Payments Fri, 02 Apr 2010 23:52:18 +0000 http://wordpress.org/?v=2.9.2 en hourly 1 How do you figure annuities with different interest periods and payment periods? http://paymentsannuity.com/how-do-you-figure-annuities-with-different-interest-periods-and-payment-periods http://paymentsannuity.com/how-do-you-figure-annuities-with-different-interest-periods-and-payment-periods#comments Fri, 02 Apr 2010 08:20:59 +0000 Editor http://paymentsannuity.com/how-do-you-figure-annuities-with-different-interest-periods-and-payment-periods Say you want to have :

* $1,000,000 in 40 years (so FV=1,000,000).
* Bank pays 8% APR with quarterly compounding..
* Payments are made at the end of the periods.

How do you get this? Thanks!
Edit: Payments are made the end of periods.

]]> http://paymentsannuity.com/how-do-you-figure-annuities-with-different-interest-periods-and-payment-periods/feed 1 Annuity payment help? http://paymentsannuity.com/annuity-payment-help http://paymentsannuity.com/annuity-payment-help#comments Fri, 02 Apr 2010 05:22:24 +0000 Editor http://paymentsannuity.com/annuity-payment-help I’m stuck on this question and can’t figure out the formula.. does anyone know how to calculate? Please help..

How much money must be deposited now, at 6% interest, compounded semiannually, to yield an annuity payment of $4000 at the beginning of each six-month period, for a total of five years?

Thanks!

]]> http://paymentsannuity.com/annuity-payment-help/feed 1 Annuity payment questions? http://paymentsannuity.com/annuity-payment-questions http://paymentsannuity.com/annuity-payment-questions#comments Wed, 31 Mar 2010 14:22:00 +0000 Editor http://paymentsannuity.com/annuity-payment-questions Find the monthly payment (pymt) that will yield ordinary annuity $100,000 at interest 9.25% for 30 years. (Round the answer to the nearest cent.)

Find the monthly payment (pymt) that will yield ordinary annuity $260,000 at interest 10.5% for 43 years. (Round the answer to the nearest cent.)

I’m having troubles. Thanks.

]]> http://paymentsannuity.com/annuity-payment-questions/feed 3 If I won the lottery, should I choose the annuity or the cash payment? http://paymentsannuity.com/if-i-won-the-lottery-should-i-choose-the-annuity-or-the-cash-payment http://paymentsannuity.com/if-i-won-the-lottery-should-i-choose-the-annuity-or-the-cash-payment#comments Sun, 28 Mar 2010 08:20:59 +0000 Editor http://paymentsannuity.com/if-i-won-the-lottery-should-i-choose-the-annuity-or-the-cash-payment I see most people choose the cash payment. Is that smarter?

]]> http://paymentsannuity.com/if-i-won-the-lottery-should-i-choose-the-annuity-or-the-cash-payment/feed 5 What monthly payment is needed to make an ordinary annuity obtain $200,000 in 30 years at 9.75% interest? http://paymentsannuity.com/what-monthly-payment-is-needed-to-make-an-ordinary-annuity-obtain-200000-in-30-years-at-9-75-interest http://paymentsannuity.com/what-monthly-payment-is-needed-to-make-an-ordinary-annuity-obtain-200000-in-30-years-at-9-75-interest#comments Fri, 26 Mar 2010 17:21:04 +0000 Editor http://paymentsannuity.com/what-monthly-payment-is-needed-to-make-an-ordinary-annuity-obtain-200000-in-30-years-at-9-75-interest What monthly payment is needed to make an ordinary annuity obtain $200,000 in 30 years at 9.75% interest?

]]> http://paymentsannuity.com/what-monthly-payment-is-needed-to-make-an-ordinary-annuity-obtain-200000-in-30-years-at-9-75-interest/feed 5 What is the best way to collect a large lottery win? Annuity or single payment? http://paymentsannuity.com/what-is-the-best-way-to-collect-a-large-lottery-win-annuity-or-single-payment http://paymentsannuity.com/what-is-the-best-way-to-collect-a-large-lottery-win-annuity-or-single-payment#comments Thu, 25 Mar 2010 02:22:04 +0000 Editor http://paymentsannuity.com/what-is-the-best-way-to-collect-a-large-lottery-win-annuity-or-single-payment Roughly what percentage of stated jackpot do you win with if collected by single payment?

]]> http://paymentsannuity.com/what-is-the-best-way-to-collect-a-large-lottery-win-annuity-or-single-payment/feed 6 What is the present value of a five-year annuity; with the first $3,000 payment being made three months from? http://paymentsannuity.com/what-is-the-present-value-of-a-five-year-annuity-with-the-first-3000-payment-being-made-three-months-from http://paymentsannuity.com/what-is-the-present-value-of-a-five-year-annuity-with-the-first-3000-payment-being-made-three-months-from#comments Tue, 23 Mar 2010 11:21:26 +0000 Editor http://paymentsannuity.com/what-is-the-present-value-of-a-five-year-annuity-with-the-first-3000-payment-being-made-three-months-from What is the present value of a five-year annuity; with the first $3,000 payment being made three months from today, if the required return is 7% EAR? How can I calculate can you show?

]]> http://paymentsannuity.com/what-is-the-present-value-of-a-five-year-annuity-with-the-first-3000-payment-being-made-three-months-from/feed 1 I am receiving an annuity payment of 52,000 what type of penalty can i expect? http://paymentsannuity.com/i-am-receiving-an-annuity-payment-of-52000-what-type-of-penalty-can-i-expect http://paymentsannuity.com/i-am-receiving-an-annuity-payment-of-52000-what-type-of-penalty-can-i-expect#comments Tue, 23 Mar 2010 11:21:25 +0000 Editor http://paymentsannuity.com/i-am-receiving-an-annuity-payment-of-52000-what-type-of-penalty-can-i-expect I have a lot of debt to pay off and think the time and intrest between everything would cost me more money in the long run

]]> http://paymentsannuity.com/i-am-receiving-an-annuity-payment-of-52000-what-type-of-penalty-can-i-expect/feed 2 If there are 2 or more beneficiaries receiving an annuity payment, what happens if 1 beneficiary passes away? http://paymentsannuity.com/if-there-are-2-or-more-beneficiaries-receiving-an-annuity-payment-what-happens-if-1-beneficiary-passes-away http://paymentsannuity.com/if-there-are-2-or-more-beneficiaries-receiving-an-annuity-payment-what-happens-if-1-beneficiary-passes-away#comments Sun, 21 Mar 2010 20:22:43 +0000 Editor http://paymentsannuity.com/if-there-are-2-or-more-beneficiaries-receiving-an-annuity-payment-what-happens-if-1-beneficiary-passes-away This is an immediate annuity that was being paid out and the annuitant passed away, therefore the payments were going equally to 4 beneficiaries. What would happen if one of those beneficiaries then dies? Is the money then split 3 ways? Does the insurance company keep that share? Or can each beneficiary name a contingent beneficiary?

]]> http://paymentsannuity.com/if-there-are-2-or-more-beneficiaries-receiving-an-annuity-payment-what-happens-if-1-beneficiary-passes-away/feed 3 If I win Super Lotto and choose the annuity payment can my heirs inherit the remaining balance if I pass away? http://paymentsannuity.com/if-i-win-super-lotto-and-choose-the-annuity-payment-can-my-heirs-inherit-the-remaining-balance-if-i-pass-away http://paymentsannuity.com/if-i-win-super-lotto-and-choose-the-annuity-payment-can-my-heirs-inherit-the-remaining-balance-if-i-pass-away#comments Sat, 20 Mar 2010 05:20:58 +0000 Editor http://paymentsannuity.com/if-i-win-super-lotto-and-choose-the-annuity-payment-can-my-heirs-inherit-the-remaining-balance-if-i-pass-away
  • If I won the lottery, should I choose the annuity or the cash payment?
  • If there are 2 or more beneficiaries receiving an annuity payment, what happens if 1 beneficiary passes away?
  • Annuity payment help?
  • Annuity payment questions?
    • ]]>     http://paymentsannuity.com/if-i-win-super-lotto-and-choose-the-annuity-payment-can-my-heirs-inherit-the-remaining-balance-if-i-pass-away/feed 3     What is the present value of a semi-annual ordinary annuity payment of $7,000 made for 12 years with a require http://paymentsannuity.com/what-is-the-present-value-of-a-semi-annual-ordinary-annuity-payment-of-7000-made-for-12-years-with-a-require http://paymentsannuity.com/what-is-the-present-value-of-a-semi-annual-ordinary-annuity-payment-of-7000-made-for-12-years-with-a-require#comments Thu, 18 Mar 2010 14:23:45 +0000 Editor http://paymentsannuity.com/what-is-the-present-value-of-a-semi-annual-ordinary-annuity-payment-of-7000-made-for-12-years-with-a-require What is the present value of a semi-annual ordinary annuity payment of $7,000 made for 12 years with a required annual return of 5%?
    A . $65,145
    B . $128,325
    C . $125,195
    D . $62,043

    ]]>     http://paymentsannuity.com/what-is-the-present-value-of-a-semi-annual-ordinary-annuity-payment-of-7000-made-for-12-years-with-a-require/feed 1     I received an annuity payment from a law suit, do I have to report it and do I pay taxes? http://paymentsannuity.com/i-received-an-annuity-payment-from-a-law-suit-do-i-have-to-report-it-and-do-i-pay-taxes http://paymentsannuity.com/i-received-an-annuity-payment-from-a-law-suit-do-i-have-to-report-it-and-do-i-pay-taxes#comments Mon, 15 Mar 2010 08:21:43 +0000 Editor http://paymentsannuity.com/i-received-an-annuity-payment-from-a-law-suit-do-i-have-to-report-it-and-do-i-pay-taxes The lawsuit was actually a settelment from a car crash I was involved in, the length of the annuity contract was 10 years.

    ]]>     http://paymentsannuity.com/i-received-an-annuity-payment-from-a-law-suit-do-i-have-to-report-it-and-do-i-pay-taxes/feed 3     The Duty Of Paying Tribute Enforced: In Letters To John Brown, Occasioned By His Resisting The Payment Of The Annuity Tax http://paymentsannuity.com/the-duty-of-paying-tribute-enforced-in-letters-to-john-brown-occasioned-by-his-resisting-the-payment-of-the-annuity-tax http://paymentsannuity.com/the-duty-of-paying-tribute-enforced-in-letters-to-john-brown-occasioned-by-his-resisting-the-payment-of-the-annuity-tax#comments Sat, 13 Mar 2010 10:30:34 +0000 Editor http://paymentsannuity.com/the-duty-of-paying-tribute-enforced-in-letters-to-john-brown-occasioned-by-his-resisting-the-payment-of-the-annuity-tax

    Buy Cheap The Duty Of Paying Tribute Enforced: In Letters To John Brown, Occasioned By His Resisting The Payment Of The Annuity Tax

    ]]>     http://paymentsannuity.com/the-duty-of-paying-tribute-enforced-in-letters-to-john-brown-occasioned-by-his-resisting-the-payment-of-the-annuity-tax/feed 0     The Duty of Paying Tribute Enforced; In Letters to the Rev. Dr. John Brown, Occassioned by His Resisting the Payment of the Annuity Tax http://paymentsannuity.com/the-duty-of-paying-tribute-enforced-in-letters-to-the-rev-dr-john-brown-occassioned-by-his-resisting-the-payment-of-the-annuity-tax http://paymentsannuity.com/the-duty-of-paying-tribute-enforced-in-letters-to-the-rev-dr-john-brown-occassioned-by-his-resisting-the-payment-of-the-annuity-tax#comments Fri, 12 Mar 2010 15:10:42 +0000 Editor http://paymentsannuity.com/the-duty-of-paying-tribute-enforced-in-letters-to-the-rev-dr-john-brown-occassioned-by-his-resisting-the-payment-of-the-annuity-tax

    Buy Cheap The Duty of Paying Tribute Enforced; In Letters to the Rev. Dr. John Brown, Occassioned by His Resisting the Payment of the Annuity Tax

    ]]>     http://paymentsannuity.com/the-duty-of-paying-tribute-enforced-in-letters-to-the-rev-dr-john-brown-occassioned-by-his-resisting-the-payment-of-the-annuity-tax/feed 0     Selling an annuity payment? http://paymentsannuity.com/selling-an-annuity-payment http://paymentsannuity.com/selling-an-annuity-payment#comments Fri, 12 Mar 2010 02:23:28 +0000 Editor http://paymentsannuity.com/selling-an-annuity-payment i was in a accident when i was a child and i ended up getting a insurance settlement from symetra financial i was thinking about selling one of my payments that is due in 2017 the amount due is 93,000 but they only are offering me 33500 i calculated the present value with the fed rate at 3.60 and the present value is 69,467.03 is there a way i can get that amount? since the 93,000 is guaranteed

    also he guaranteed me that i could buy a condo… im in the miami area only problem is im only 21 and make less than 7000 per year. and i have bad credit. i dont see how i would be approved

    ]]>     http://paymentsannuity.com/selling-an-annuity-payment/feed 2     How much money must be deposited now, at 6% interest, compounded semiannually, to yield an annuity payment of? http://paymentsannuity.com/how-much-money-must-be-deposited-now-at-6-interest-compounded-semiannually-to-yield-an-annuity-payment-of http://paymentsannuity.com/how-much-money-must-be-deposited-now-at-6-interest-compounded-semiannually-to-yield-an-annuity-payment-of#comments Fri, 12 Mar 2010 02:23:26 +0000 Editor http://paymentsannuity.com/how-much-money-must-be-deposited-now-at-6-interest-compounded-semiannually-to-yield-an-annuity-payment-of How much money must be deposited now, at 6% interest, compounded semiannually, to yield an annuity payment of $4,000 at the end of each six- month period, for a total of five years?

    ]]>     http://paymentsannuity.com/how-much-money-must-be-deposited-now-at-6-interest-compounded-semiannually-to-yield-an-annuity-payment-of/feed 2