Payments Annuity » company http://paymentsannuity.com Sell Annuity Payments Fri, 02 Apr 2010 23:52:18 +0000 http://wordpress.org/?v=2.9.2 en hourly 1 Am I able to qualify for a deductible IRA if the only retirement plan my company offers is a 401K? http://paymentsannuity.com/am-i-able-to-qualify-for-a-deductible-ira-if-the-only-retirement-plan-my-company-offers-is-a-401k http://paymentsannuity.com/am-i-able-to-qualify-for-a-deductible-ira-if-the-only-retirement-plan-my-company-offers-is-a-401k#comments Fri, 02 Apr 2010 08:21:00 +0000 Editor http://paymentsannuity.com/am-i-able-to-qualify-for-a-deductible-ira-if-the-only-retirement-plan-my-company-offers-is-a-401k My question concerns only a fully deductible IRA, and the confusion over the IRS wording “to quality….you must not be eligible to participate in a company retirement plan”. My company does not offer a pension plan , but does offer a 401k plan, so does that disqualify me from a deductible IRA ? Basically the question comes down to the defination of a “company retirement plan”.

]]> http://paymentsannuity.com/am-i-able-to-qualify-for-a-deductible-ira-if-the-only-retirement-plan-my-company-offers-is-a-401k/feed 4 9. An insurance company sells single premium? http://paymentsannuity.com/9-an-insurance-company-sells-single-premium http://paymentsannuity.com/9-an-insurance-company-sells-single-premium#comments Mon, 29 Mar 2010 08:21:26 +0000 Editor http://paymentsannuity.com/9-an-insurance-company-sells-single-premium 9. An insurance company sells single premium deferred annuity contracts with return linked to a stock index, the time-t value of one unit of which is denoted by S(t). The contracts offer a minimum guarantee return rate of 3%. At time 0, a single premium of amount P is paid by the policyholder, and P*y% is deducted by the insurance company. Thus, at maturity (in one year), the insurance company will pay the policyholder:
P*(1 – y%)*Max[S(t)/S(0), 1.03]

You are given the following information:

(i) Ignore any consideration of dividend payments.
(ii) S(0) = 100.
(iii) The price of a one-year european put option, with strike price $103, on the stock index is $15.21.

Determine y%, so that the insurance company does not make or lose money on this contract.

]]> http://paymentsannuity.com/9-an-insurance-company-sells-single-premium/feed 1 Can I move my 401K money into Roth IRA after I got laid off from my company ? http://paymentsannuity.com/can-i-move-my-401k-money-into-roth-ira-after-i-got-laid-off-from-my-company http://paymentsannuity.com/can-i-move-my-401k-money-into-roth-ira-after-i-got-laid-off-from-my-company#comments Sat, 27 Mar 2010 11:52:11 +0000 Editor http://paymentsannuity.com/can-i-move-my-401k-money-into-roth-ira-after-i-got-laid-off-from-my-company I’m 57 year old and have 1 Million Dollars in my 401K with my current company. My job will be terminated at the end of this year 2008. Can I move money out of my company 401K account into a new Roth IRA account with a Discount Brokerage Firm ? If I can do that, what is the tax consequences ?

]]> http://paymentsannuity.com/can-i-move-my-401k-money-into-roth-ira-after-i-got-laid-off-from-my-company/feed 4 What company has the best fixed or indexed annuities? http://paymentsannuity.com/what-company-has-the-best-fixed-or-indexed-annuities http://paymentsannuity.com/what-company-has-the-best-fixed-or-indexed-annuities#comments Fri, 26 Mar 2010 23:21:12 +0000 Editor http://paymentsannuity.com/what-company-has-the-best-fixed-or-indexed-annuities I am a new producer and want to provide my clients a good safe investment. My average client is 60 years plus. I am interested in the fixed and indexed annuities. Please give me your advise or opinions on the companies and products you feel best about putting your clients in. Thanks and have a great day. Scott

]]> http://paymentsannuity.com/what-company-has-the-best-fixed-or-indexed-annuities/feed 2 i was wondering if i told my anuity company to stop paying jg wentworth would they have to listen to me? http://paymentsannuity.com/i-was-wondering-if-i-told-my-anuity-company-to-stop-paying-jg-wentworth-would-they-have-to-listen-to-me http://paymentsannuity.com/i-was-wondering-if-i-told-my-anuity-company-to-stop-paying-jg-wentworth-would-they-have-to-listen-to-me#comments Fri, 26 Mar 2010 05:53:47 +0000 Editor http://paymentsannuity.com/i-was-wondering-if-i-told-my-anuity-company-to-stop-paying-jg-wentworth-would-they-have-to-listen-to-me
  • can i instruct my anuity company to stop paying jg wentworth even if i signed a contract with jg wentworth?
  • How long would it take to get from Wentworth Avenue,Sydney to The Sydney Harbor Bridge?
  • Can someone tell me what would be a good company to purchase annuities for retirement?
  • I am considering the Wentworth House in Rockville MD and am wondering if noise from freight train is a problem?
    • ]]>     http://paymentsannuity.com/i-was-wondering-if-i-told-my-anuity-company-to-stop-paying-jg-wentworth-would-they-have-to-listen-to-me/feed 1     Can I move my 401k out of my company and into a seperate IRA? http://paymentsannuity.com/can-i-move-my-401k-out-of-my-company-and-into-a-seperate-ira http://paymentsannuity.com/can-i-move-my-401k-out-of-my-company-and-into-a-seperate-ira#comments Fri, 26 Mar 2010 02:58:33 +0000 Editor http://paymentsannuity.com/can-i-move-my-401k-out-of-my-company-and-into-a-seperate-ira I know you can move it out if you leave the company. If I am still employeed with my company, can I move my 401K to an IRA at a independent broker?
    I would continue to contribute my monthy amount. I would just like to take all or some of my current amount. and just move it to a broker IRA. where I would have hundreds of choices.
    Does anyone know how the law reads? I know by law if I leave the company they cannot keep my 401k. and I know if I leave I could leave it with the company, if they agree (Why anyone would do this is beyond me). But what if I am still currently employeed? How does the law read? thanks

    ]]>     http://paymentsannuity.com/can-i-move-my-401k-out-of-my-company-and-into-a-seperate-ira/feed 2     can i instruct my anuity company to stop paying jg wentworth even if i signed a contract with jg wentworth? http://paymentsannuity.com/can-i-instruct-my-anuity-company-to-stop-paying-jg-wentworth-even-if-i-signed-a-contract-with-jg-wentworth http://paymentsannuity.com/can-i-instruct-my-anuity-company-to-stop-paying-jg-wentworth-even-if-i-signed-a-contract-with-jg-wentworth#comments Thu, 25 Mar 2010 03:53:01 +0000 Editor http://paymentsannuity.com/can-i-instruct-my-anuity-company-to-stop-paying-jg-wentworth-even-if-i-signed-a-contract-with-jg-wentworth
  • i was wondering if i told my anuity company to stop paying jg wentworth would they have to listen to me?
  • Am I able to qualify for a deductible IRA if the only retirement plan my company offers is a 401K?
  • who do you think is hotter, Wentworth Miller or Hayden Christensen?
  • who has used jg wentworth?
    • ]]>     http://paymentsannuity.com/can-i-instruct-my-anuity-company-to-stop-paying-jg-wentworth-even-if-i-signed-a-contract-with-jg-wentworth/feed 2     Can someone tell me what would be a good company to purchase annuities for retirement? http://paymentsannuity.com/can-someone-tell-me-what-would-be-a-good-company-to-purchase-annuities-for-retirement http://paymentsannuity.com/can-someone-tell-me-what-would-be-a-good-company-to-purchase-annuities-for-retirement#comments Tue, 23 Mar 2010 10:21:03 +0000 Editor http://paymentsannuity.com/can-someone-tell-me-what-would-be-a-good-company-to-purchase-annuities-for-retirement I am not familiar with annuities so I would appreciate any and all information that I get. What would I have to do or who would I need to contact about buying annuities.

    ]]>     http://paymentsannuity.com/can-someone-tell-me-what-would-be-a-good-company-to-purchase-annuities-for-retirement/feed 3     Is it possible to move my 401K to a personal IRA without first leaving my company? http://paymentsannuity.com/is-it-possible-to-move-my-401k-to-a-personal-ira-without-first-leaving-my-company http://paymentsannuity.com/is-it-possible-to-move-my-401k-to-a-personal-ira-without-first-leaving-my-company#comments Tue, 23 Mar 2010 08:52:07 +0000 Editor http://paymentsannuity.com/is-it-possible-to-move-my-401k-to-a-personal-ira-without-first-leaving-my-company I am enrolled in our company-sponsored 401K with limited choices for funds. I would like to move it to Fidelity for a broader selection to suit the market situation. The only way I hear to do this is to leave the company, and I would rather not do that.

    Thank you!

    ]]>     http://paymentsannuity.com/is-it-possible-to-move-my-401k-to-a-personal-ira-without-first-leaving-my-company/feed 9     How do I choose a company to use for my retirement plan? http://paymentsannuity.com/how-do-i-choose-a-company-to-use-for-my-retirement-plan http://paymentsannuity.com/how-do-i-choose-a-company-to-use-for-my-retirement-plan#comments Sat, 20 Mar 2010 14:21:11 +0000 Editor http://paymentsannuity.com/how-do-i-choose-a-company-to-use-for-my-retirement-plan I plan to open a 403(b) in August. I have been told that mutual funds are better (and cheaper) than annuities, and so that is what I want to put my money. (I don’t intend this question to be a mutual fund vs. annuity debate). My school district sponsors 20 retirement planning companies, and their websites don’t seem to distinguish the competition. Some companies include Fidelity, Primerica, Vanguard, Metro Life, Equitable, Putnam, etc. How do I choose which company is best for me whether or not I end up getting mutual funds or annuities?
    I teach in Florida. We have the Florida Retirement System (FRS). My school district puts money into that, which I can choose either to be a pension (with benefits after 6 years of service) or an investment plan (with benefits after 1 year). I choose the investment plan because I don’t know if I will be in teaching in the long-run or if I will at least be in Florida for 6 years to get the pension benefit. According to everyone, the FRS will not be enough, so we have the option of opening up a 403(b) plan with one of these companies to supplement the FRS money. There is no matching in this 403(b).
    I am 23 years old.

    ]]>     http://paymentsannuity.com/how-do-i-choose-a-company-to-use-for-my-retirement-plan/feed 4     Is American Equity Life Insurance Company a company which can be trusted? http://paymentsannuity.com/is-american-equity-life-insurance-company-a-company-which-can-be-trusted http://paymentsannuity.com/is-american-equity-life-insurance-company-a-company-which-can-be-trusted#comments Thu, 18 Mar 2010 02:28:18 +0000 Editor http://paymentsannuity.com/is-american-equity-life-insurance-company-a-company-which-can-be-trusted American Equity sells fixed annuities, Have they ever defaulted on paying there customers there monthly payments on fixed annuities or any other investment?

    ]]>     http://paymentsannuity.com/is-american-equity-life-insurance-company-a-company-which-can-be-trusted/feed 1     what annuity company will actually pay you to start an annuity with them? http://paymentsannuity.com/what-annuity-company-will-actually-pay-you-to-start-an-annuity-with-them http://paymentsannuity.com/what-annuity-company-will-actually-pay-you-to-start-an-annuity-with-them#comments Tue, 16 Mar 2010 22:21:05 +0000 Editor http://paymentsannuity.com/what-annuity-company-will-actually-pay-you-to-start-an-annuity-with-them someone told they have an annuity with some company that gave them a small percentage of what they invested. has anyone heard of this? if so, what company or companies do that?

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