Payments Annuity



How much does the IRS withhold from lottery winnings?



Example: Let’s say the mega millions is 50 million. Whats the dollar difference in annuity and cash. I’m in NJ so I don’t think there is state tax due herefor lootery winnings

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7 Responses to “How much does the IRS withhold from lottery winnings?”

  • 0976:

    I think it’s 20 percent, but I’m not sure, might be 45%

  • onparadisebeach:

    28-33%

  • Xcalaber69:

    33%-45% is the norm, it takes in your curent income as a factor also.

  • djvcpa:

    Just so you get full info . . . the IRS wouldn’t withhold. The state/organization paying out the lottery winnings would withhold. And they’d take 39% for Federal (the IRS) income tax which is the maximum Fed rate plus you’d get something like 7% more for Soc Sec w/h. And then depending on the state in which you bought the ticket, you’d get state withholdings. In Maryland, that would be something like 7.5% . . . so total withholdings for a Marylander is a rediculous 53.5% . . . . that’s roughly speaking!

  • Dave:

    whatever you win at that amount of money take 50% off and then divide by 20 years

  • RONALD E B:

    For lump sum payments, the IRS requires 28% taxes withheld. However, the actual tax owed will be higher on large payouts because the top tax rate is 35%. No state income tax is due in CA on the CA Super Lotto. No secial security or other taxes are due…just federal income tax.

    The difference between a lump sum payment and an annuity will depend on the current interest rates. In the CA Super Lottery, the annuity payments start at 2.50% of the total the first year, 2.7% the 2nd year and then increase by 0.1% every year until the 26th payment which is for 5.0% (the sum = 100%). The lump sum payment has been around 50% recently. Of cources taxes are due when the annual payment are received or when the lump sum payment is received.

  • rumnroot:

    It is treated like regular income.
    somewhere close to 40% if you’re talking millions.
    Hope this helps.