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	<title>Payments Annuity</title>
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	<link>http://paymentsannuity.com</link>
	<description>Sell Annuity Payments</description>
	<lastBuildDate>Fri, 02 Apr 2010 23:52:18 +0000</lastBuildDate>
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			<item>
		<title>Amending tax return to report direct rollover from annuity to IRA?</title>
		<link>http://paymentsannuity.com/amending-tax-return-to-report-direct-rollover-from-annuity-to-ira</link>
		<comments>http://paymentsannuity.com/amending-tax-return-to-report-direct-rollover-from-annuity-to-ira#comments</comments>
		<pubDate>Fri, 02 Apr 2010 23:52:18 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Amending]]></category>
		<category><![CDATA[annuity]]></category>
		<category><![CDATA[direct]]></category>
		<category><![CDATA[from]]></category>
		<category><![CDATA[report]]></category>
		<category><![CDATA[return]]></category>
		<category><![CDATA[rollover]]></category>

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		<description><![CDATA[I forgot to report a direct rollover (no tax liability, $0) on 16a of IRS Form 1040. Does anyone know how to amend the tax return to reflect this information? I don&#8217;t see a line for it on 1040x. Any advice is appreciated. Thanks.
Thanks so much for this response. Will do!
I received an annuity payment [...]]]></description>
			<content:encoded><![CDATA[<p>I forgot to report a direct rollover (no tax liability, $0) on 16a of IRS Form 1040. Does anyone know how to amend the tax return to reflect this information? I don&#8217;t see a line for it on 1040x. Any advice is appreciated. Thanks.<br />
Thanks so much for this response. Will do!</p>
<ul class="related_post"><li><a href="http://paymentsannuity.com/i-received-an-annuity-payment-from-a-law-suit-do-i-have-to-report-it-and-do-i-pay-taxes" title="I received an annuity payment from a law suit, do I have to report it and do I pay taxes?">I received an annuity payment from a law suit, do I have to report it and do I pay taxes?</a></li><li><a href="http://paymentsannuity.com/how-to-calculate-rate-of-return-of-annuity" title="how to calculate rate of return of annuity?">how to calculate rate of return of annuity?</a></li><li><a href="http://paymentsannuity.com/is-the-distribution-from-an-annuity-fully-taxable" title="Is the distribution from an annuity fully taxable?">Is the distribution from an annuity fully taxable?</a></li><li><a href="http://paymentsannuity.com/how-do-i-solve-for-the-rate-of-return-in-a-future-value-of-annuity-formula" title="How do I solve for the rate of return in a future value of annuity formula?">How do I solve for the rate of return in a future value of annuity formula?</a></li></ul>]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>how to calculate rate of return of annuity?</title>
		<link>http://paymentsannuity.com/how-to-calculate-rate-of-return-of-annuity</link>
		<comments>http://paymentsannuity.com/how-to-calculate-rate-of-return-of-annuity#comments</comments>
		<pubDate>Fri, 02 Apr 2010 23:24:24 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[annuity]]></category>
		<category><![CDATA[calculate]]></category>
		<category><![CDATA[rate]]></category>
		<category><![CDATA[return]]></category>

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		<description><![CDATA[Paying some investment deposit at reaccural basis an getting return at the end how to spread that return over that investment.
How do I solve for the rate of return in a future value of annuity formula?What rate of return i built into the annuity?Amending tax return to report direct rollover from annuity to IRA?how to [...]]]></description>
			<content:encoded><![CDATA[<p>Paying some investment deposit at reaccural basis an getting return at the end how to spread that return over that investment.</p>
<ul class="related_post"><li><a href="http://paymentsannuity.com/how-do-i-solve-for-the-rate-of-return-in-a-future-value-of-annuity-formula" title="How do I solve for the rate of return in a future value of annuity formula?">How do I solve for the rate of return in a future value of annuity formula?</a></li><li><a href="http://paymentsannuity.com/what-rate-of-return-i-built-into-the-annuity" title="What rate of return i built into the annuity?">What rate of return i built into the annuity?</a></li><li><a href="http://paymentsannuity.com/amending-tax-return-to-report-direct-rollover-from-annuity-to-ira" title="Amending tax return to report direct rollover from annuity to IRA?">Amending tax return to report direct rollover from annuity to IRA?</a></li><li><a href="http://paymentsannuity.com/how-to-find-interest-rate-using-annuity-formula" title="how to find interest rate using annuity formula?">how to find interest rate using annuity formula?</a></li></ul>]]></content:encoded>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>The Dawes Act attempted to help Native Americans by &#8230;.?</title>
		<link>http://paymentsannuity.com/the-dawes-act-attempted-to-help-native-americans-by</link>
		<comments>http://paymentsannuity.com/the-dawes-act-attempted-to-help-native-americans-by#comments</comments>
		<pubDate>Fri, 02 Apr 2010 20:21:38 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[....]]></category>
		<category><![CDATA[Americans]]></category>
		<category><![CDATA[attempted]]></category>
		<category><![CDATA[Dawes]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[Native]]></category>

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		<description><![CDATA[How would the Native Americans in the area be affected if the following scenario occurred? Paul Lyon was a trader in Minnesota in 1862 near the Dakota Sioux reservation. Like other traders in the area, he did not provide food or other goods on credit.
 A. They would potentially starve because government payments they were [...]]]></description>
			<content:encoded><![CDATA[<p>How would the Native Americans in the area be affected if the following scenario occurred? Paul Lyon was a trader in Minnesota in 1862 near the Dakota Sioux reservation. Like other traders in the area, he did not provide food or other goods on credit.<br />
 A. They would potentially starve because government payments they were supposed to receive did not come.<br />
B. They would have to trade their horses in exchange for food needed for the tribe to survive.<br />
C. They would need to sell what few possessions they had to settlers to buy food.<br />
D. They would send tribal leaders to Washington D.C. to collect their annuities in person.  </p>
<p>22. How did the arrival of American troops in the land where the Nez Perce lived affect the tribe?<br />
 A. It forced them to defend their land in the Battle at Wounded Knee.<br />
B. They were relocated to a smaller reservation in Wyoming.<br />
C. It caused them to leave their homes, traveling 1,300-miles before being forced to settle in Oklahoma.<br />
D. The Nez Perce were protected by the troops from people who tried to settle on their lands.  </p>
<p>23. How did gold mining and the arrival of prospectors in the Black Hills area affect the lives of the Lakota Sioux tribe?<br />
 A. Members of the tribe were paid to assist prospectors in locating mining sites.<br />
B. Many in the tribe decided to leave the reservation to hunt in Montana.<br />
C. The boomtowns brought prosperity to the tribe’s reservation.<br />
D. Crime increased in the area, which included reservation lands.  </p>
<p>24. What was one effect of western settlement on the lives of Native American tribes?<br />
 A. The tribes were welcomed in mining communities as a source of labor.<br />
B. Buffalo began to disappear from the plains, depriving many tribes of their main source of food, shelter, and clothing.<br />
C. Many tribe members were able to get jobs with the railroad companies to support their families.<br />
D. Settlers were able to share modern farming practices with the tribes, helping them become self-sufficient.  </p>
<p>25. The Dawes Act attempted to help Native Americans by<br />
 A. giving them land for farming.<br />
B. returning them to their native lands.<br />
C. reintroducing the buffalo to native lands.<br />
D. sustaining their previous way of life.</p>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How to Get RICH Selling Insurance and Annuities to Women</title>
		<link>http://paymentsannuity.com/how-to-get-rich-selling-insurance-and-annuities-to-women</link>
		<comments>http://paymentsannuity.com/how-to-get-rich-selling-insurance-and-annuities-to-women#comments</comments>
		<pubDate>Fri, 02 Apr 2010 20:21:36 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Annuities]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[RICH]]></category>
		<category><![CDATA[Selling]]></category>
		<category><![CDATA[Women]]></category>

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		<description><![CDATA[




Buy Cheap How to Get RICH Selling Insurance and Annuities to Women
Swiss Annuities and Life Insurance: Secure Returns, Asset Protection, and PrivacyDo you need to have good credit in order to get your insurance license to sell fixed annuities?How can I go about getting my license for life insurance, health and annuities?Understanding Annuities, Insurance, and [...]]]></description>
			<content:encoded><![CDATA[<div>
<p style="text-align: center;"><a href="http://www.buyasale.com/viewitem.php?itemnumber=0972763724" rel="nofollow"><img style="margin: 0pt 20px 10px 0pt;" src="http://ecx.images-amazon.com/images/I/51W6B3MSJ5L.jpg" /></a></p>
</div>
<p style="text-align: center;"><a href="http://www.buyasale.com/viewitem.php?itemnumber=0972763724" rel="nofollow"><img style="margin: 0pt 20px 10px 0pt;" src="wp-content/plugins/WPRobot/modules/view.png" /></a></p>
<p>
<h3><a href="http://www.buyasale.com/viewitem.php?itemnumber=0972763724" title="How to Get RICH Selling Insurance and Annuities to Women" rel="nofollow">Buy Cheap How to Get RICH Selling Insurance and Annuities to Women</a></h3>
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		<title>Business Finance help?</title>
		<link>http://paymentsannuity.com/business-finance-help</link>
		<comments>http://paymentsannuity.com/business-finance-help#comments</comments>
		<pubDate>Fri, 02 Apr 2010 19:52:38 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[business]]></category>
		<category><![CDATA[FINANCE]]></category>
		<category><![CDATA[help]]></category>

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		<description><![CDATA[Mr. Rambo, President of Assault Weapons, Inc., was pleased to hear that he had three offers from major defense companies for his latest missile firing automatic ejector. He will use a discount rate of 12 percent to evaluate each offer. 
Offer 1
$500,000 now plus $120,000 from the end of year 6 through 15. Also, if [...]]]></description>
			<content:encoded><![CDATA[<p>Mr. Rambo, President of Assault Weapons, Inc., was pleased to hear that he had three offers from major defense companies for his latest missile firing automatic ejector. He will use a discount rate of 12 percent to evaluate each offer. </p>
<p>Offer 1<br />
$500,000 now plus $120,000 from the end of year 6 through 15. Also, if the product goes over $50 million in cumulative sales by the end of year 15, he will receive an additional $1,500,000. Rambo thought there was a 75% probability this would happen. </p>
<p>Offer 2<br />
25% of the buyer&#8217;s gross margin for the next four years. The buyer in this case is Air Defense, Inc. (ADI). Its gross margin is 65%. Sales for year 1 are projected to be $1 million and then grow by 40% per year. This amount is paid today and is not discounted. </p>
<p>Offer 3<br />
A trust fund would be set up for the next 9 years. At the end of that period, Rambo would receive the proceeds (and discount them back to the present at 12%). The trust fund called for semiannual payments for the next 9 years of $80,000 (a total of $160,000 per year). The payments would start immediately. Since the payments are coming at the beginning of each period instead of the end, this is an annuity due. To look up the future value of the annuity due in the tables, add 1 to n (18 + 1) and subtract 1 from the value in the table. Assume the annual interest rate on this annuity is 12% annually. Determine the present value of the trust fund&#8217;s final value. </p>
<p>Required:<br />
Show work and find the present value of each of the three offers and then indicate which one has the highest present value.</p>
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		</item>
		<item>
		<title>Can you get a little bit of money out of a structred settlement or do you have to get the lump sum?</title>
		<link>http://paymentsannuity.com/can-you-get-a-little-bit-of-money-out-of-a-structred-settlement-or-do-you-have-to-get-the-lump-sum</link>
		<comments>http://paymentsannuity.com/can-you-get-a-little-bit-of-money-out-of-a-structred-settlement-or-do-you-have-to-get-the-lump-sum#comments</comments>
		<pubDate>Fri, 02 Apr 2010 19:52:36 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[little]]></category>
		<category><![CDATA[lump]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[settlement]]></category>
		<category><![CDATA[structred]]></category>

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		<description><![CDATA[What is the JG Wentworth and is it a stupid thing to deal with them?
How to receive full amount of child support and money owed through our divorce settlement?The concept of time value of money is important to financial decision making because..?How to create a hedge fund? How much money does a mutual fund managers [...]]]></description>
			<content:encoded><![CDATA[<p>What is the JG Wentworth and is it a stupid thing to deal with them?</p>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>How will a 1099-R affect my taxes?</title>
		<link>http://paymentsannuity.com/how-will-a-1099-r-affect-my-taxes</link>
		<comments>http://paymentsannuity.com/how-will-a-1099-r-affect-my-taxes#comments</comments>
		<pubDate>Fri, 02 Apr 2010 19:52:35 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[1099R]]></category>
		<category><![CDATA[affect]]></category>
		<category><![CDATA[taxes]]></category>

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		<description><![CDATA[I quit my previous job and withdrawn my 401k..  20% of the money was taken before i even got it&#8230;  Now here comes tax time &#8230; How will the 1099-R affect my refund?? I really need the money and am worried they will take it all&#8230; HELP!!
Thanks
We receive a check (1099-r) from an [...]]]></description>
			<content:encoded><![CDATA[<p>I quit my previous job and withdrawn my 401k..  20% of the money was taken before i even got it&#8230;  Now here comes tax time &#8230; How will the 1099-R affect my refund?? I really need the money and am worried they will take it all&#8230; HELP!!<br />
Thanks</p>
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		<title>What is a good mutual fund to start with?</title>
		<link>http://paymentsannuity.com/what-is-a-good-mutual-fund-to-start-with</link>
		<comments>http://paymentsannuity.com/what-is-a-good-mutual-fund-to-start-with#comments</comments>
		<pubDate>Fri, 02 Apr 2010 08:52:42 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Fund]]></category>
		<category><![CDATA[good]]></category>
		<category><![CDATA[Mutual]]></category>
		<category><![CDATA[start]]></category>

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		<description><![CDATA[I want to begin investing and I believe a mutual fund is my best option.  Should I go with one that tracks the S&#038;P or one like the Vanguard Total Global Market fund?  So many to chose from but whats a good starting fund? I know most Vanguard funds are 2,500 to open [...]]]></description>
			<content:encoded><![CDATA[<p>I want to begin investing and I believe a mutual fund is my best option.  Should I go with one that tracks the S&#038;P or one like the Vanguard Total Global Market fund?  So many to chose from but whats a good starting fund? I know most Vanguard funds are 2,500 to open and thats fine.  And its wise to continue putting money into your fund over the years correct?</p>
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		</item>
		<item>
		<title>Am I able to qualify for a deductible IRA if the only retirement plan my company offers is a 401K?</title>
		<link>http://paymentsannuity.com/am-i-able-to-qualify-for-a-deductible-ira-if-the-only-retirement-plan-my-company-offers-is-a-401k</link>
		<comments>http://paymentsannuity.com/am-i-able-to-qualify-for-a-deductible-ira-if-the-only-retirement-plan-my-company-offers-is-a-401k#comments</comments>
		<pubDate>Fri, 02 Apr 2010 08:21:00 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[401k]]></category>
		<category><![CDATA[able]]></category>
		<category><![CDATA[company]]></category>
		<category><![CDATA[deductible]]></category>
		<category><![CDATA[offers]]></category>
		<category><![CDATA[only]]></category>
		<category><![CDATA[plan]]></category>
		<category><![CDATA[qualify]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://paymentsannuity.com/am-i-able-to-qualify-for-a-deductible-ira-if-the-only-retirement-plan-my-company-offers-is-a-401k</guid>
		<description><![CDATA[My question concerns only a fully deductible IRA, and the confusion over the IRS wording &#8220;to quality&#8230;.you must not be eligible to participate in a company retirement plan&#8221;. My company does not offer a pension plan , but does offer a 401k plan, so does that disqualify me from a deductible IRA ? Basically the [...]]]></description>
			<content:encoded><![CDATA[<p>My question concerns only a fully deductible IRA, and the confusion over the IRS wording &#8220;to quality&#8230;.you must not be eligible to participate in a company retirement plan&#8221;. My company does not offer a pension plan , but does offer a 401k plan, so does that disqualify me from a deductible IRA ? Basically the question comes down to the defination of a &#8220;company retirement plan&#8221;.</p>
<ul class="related_post"><li><a href="http://paymentsannuity.com/what-is-the-difference-between-a-403b-and-a-401k-retirement-plan" title="what is the difference between a 403b and a 401k retirement plan?">what is the difference between a 403b and a 401k retirement plan?</a></li><li><a href="http://paymentsannuity.com/what-is-the-importance-of-coordinating-investments-within-and-outside-your-401k-retirement-plan" title="What is the importance of coordinating investments within and outside your 401k retirement plan?">What is the importance of coordinating investments within and outside your 401k retirement plan?</a></li><li><a href="http://paymentsannuity.com/how-do-i-choose-a-company-to-use-for-my-retirement-plan" title="How do I choose a company to use for my retirement plan?">How do I choose a company to use for my retirement plan?</a></li><li><a href="http://paymentsannuity.com/the-retirement-plan-solution-the-reinvention-of-defined-contribution" title="The Retirement Plan Solution: The Reinvention of Defined Contribution">The Retirement Plan Solution: The Reinvention of Defined Contribution</a></li></ul>]]></content:encoded>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>How do you figure annuities with different interest periods and payment periods?</title>
		<link>http://paymentsannuity.com/how-do-you-figure-annuities-with-different-interest-periods-and-payment-periods</link>
		<comments>http://paymentsannuity.com/how-do-you-figure-annuities-with-different-interest-periods-and-payment-periods#comments</comments>
		<pubDate>Fri, 02 Apr 2010 08:20:59 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Annuities]]></category>
		<category><![CDATA[different]]></category>
		<category><![CDATA[figure]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[payment]]></category>
		<category><![CDATA[periods]]></category>

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		<description><![CDATA[Say you want to have :
* $1,000,000 in 40 years (so FV=1,000,000).
* Bank pays 8% APR with quarterly compounding..
* Payments are made at the end of the periods.
How do you get this? Thanks!
Edit: Payments are made the end of periods.
Annuities and interest rates?What monthly payment is needed to make an ordinary annuity obtain $200,000 in [...]]]></description>
			<content:encoded><![CDATA[<p>Say you want to have :</p>
<p>* $1,000,000 in 40 years (so FV=1,000,000).<br />
* Bank pays 8% APR with quarterly compounding..<br />
* Payments are made at the end of the periods.</p>
<p>How do you get this? Thanks!<br />
Edit: Payments are made the end of periods.</p>
<ul class="related_post"><li><a href="http://paymentsannuity.com/annuities-and-interest-rates" title="Annuities and interest rates?">Annuities and interest rates?</a></li><li><a href="http://paymentsannuity.com/what-monthly-payment-is-needed-to-make-an-ordinary-annuity-obtain-200000-in-30-years-at-9-75-interest" title="What monthly payment is needed to make an ordinary annuity obtain $200,000 in 30 years at 9.75% interest?">What monthly payment is needed to make an ordinary annuity obtain $200,000 in 30 years at 9.75% interest?</a></li><li><a href="http://paymentsannuity.com/what-effects-will-a-high-or-low-interest-rate-have-on-annuities" title="What effects will a high or low interest rate have on annuities?">What effects will a high or low interest rate have on annuities?</a></li><li><a href="http://paymentsannuity.com/how-much-money-must-be-deposited-now-at-6-interest-compounded-semiannually-to-yield-an-annuity-payment-of" title="How much money must be deposited now, at 6% interest, compounded semiannually, to yield an annuity payment of?">How much money must be deposited now, at 6% interest, compounded semiannually, to yield an annuity payment of?</a></li></ul>]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Annuity payment help?</title>
		<link>http://paymentsannuity.com/annuity-payment-help</link>
		<comments>http://paymentsannuity.com/annuity-payment-help#comments</comments>
		<pubDate>Fri, 02 Apr 2010 05:22:24 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[annuity]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[payment]]></category>

		<guid isPermaLink="false">http://paymentsannuity.com/annuity-payment-help</guid>
		<description><![CDATA[I&#8217;m stuck on this question and can&#8217;t figure out the formula.. does anyone know how to calculate? Please help..
How much money must be deposited now, at 6% interest, compounded semiannually, to yield an annuity payment of $4000 at the beginning of each six-month period, for a total of five years? 
Thanks!
Annuity payment questions?If I won [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m stuck on this question and can&#8217;t figure out the formula.. does anyone know how to calculate? Please help..</p>
<p>How much money must be deposited now, at 6% interest, compounded semiannually, to yield an annuity payment of $4000 at the beginning of each six-month period, for a total of five years? </p>
<p>Thanks!</p>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Sterling Silver Hand Painted Teal Ovarian Cancer or Missing Children Support Ribbon Buy to Donate</title>
		<link>http://paymentsannuity.com/sterling-silver-hand-painted-teal-ovarian-cancer-or-missing-children-support-ribbon-buy-to-donate</link>
		<comments>http://paymentsannuity.com/sterling-silver-hand-painted-teal-ovarian-cancer-or-missing-children-support-ribbon-buy-to-donate#comments</comments>
		<pubDate>Fri, 02 Apr 2010 03:52:14 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Cancer]]></category>
		<category><![CDATA[Children]]></category>
		<category><![CDATA[Donate]]></category>
		<category><![CDATA[Hand]]></category>
		<category><![CDATA[missing]]></category>
		<category><![CDATA[Ovarian]]></category>
		<category><![CDATA[Painted]]></category>
		<category><![CDATA[Ribbon]]></category>
		<category><![CDATA[Silver]]></category>
		<category><![CDATA[Sterling]]></category>
		<category><![CDATA[support]]></category>
		<category><![CDATA[Teal]]></category>

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		<description><![CDATA[




Buy Cheap Sterling Silver Hand Painted Teal Ovarian Cancer or Missing Children Support Ribbon Buy to Donate
How to receive full amount of child support and money owed through our divorce settlement?How often is child support in the state of Michigan dispursed to payee?Child Support Snowboard DVDGirl, Get that Child Support]]></description>
			<content:encoded><![CDATA[<div>
<p style="text-align: center;"><a href="http://www.buyasale.com/viewitem.php?itemnumber=B003D7MDPW" rel="nofollow"><img style="margin: 0pt 20px 10px 0pt;" src="http://ecx.images-amazon.com/images/I/413EspLukDL.jpg" /></a></p>
</div>
<p style="text-align: center;"><a href="http://www.buyasale.com/viewitem.php?itemnumber=B003D7MDPW" rel="nofollow"><img style="margin: 0pt 20px 10px 0pt;" src="wp-content/plugins/WPRobot/modules/view.png" /></a></p>
<p>
<h3><a href="http://www.buyasale.com/viewitem.php?itemnumber=B003D7MDPW" title="Sterling Silver Hand Painted Teal Ovarian Cancer or Missing Children Support Ribbon Buy to Donate" rel="nofollow">Buy Cheap Sterling Silver Hand Painted Teal Ovarian Cancer or Missing Children Support Ribbon Buy to Donate</a></h3>
<ul class="related_post"><li><a href="http://paymentsannuity.com/how-to-receive-full-amount-of-child-support-and-money-owed-through-our-divorce-settlement" title="How to receive full amount of child support and money owed through our divorce settlement?">How to receive full amount of child support and money owed through our divorce settlement?</a></li><li><a href="http://paymentsannuity.com/how-often-is-child-support-in-the-state-of-michigan-dispursed-to-payee" title="How often is child support in the state of Michigan dispursed to payee?">How often is child support in the state of Michigan dispursed to payee?</a></li><li><a href="http://paymentsannuity.com/child-support-snowboard-dvd" title="Child Support Snowboard DVD">Child Support Snowboard DVD</a></li><li><a href="http://paymentsannuity.com/girl-get-that-child-support" title="Girl, Get that Child Support">Girl, Get that Child Support</a></li></ul>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>When should I start withdrawing funds from my TSP account?</title>
		<link>http://paymentsannuity.com/when-should-i-start-withdrawing-funds-from-my-tsp-account</link>
		<comments>http://paymentsannuity.com/when-should-i-start-withdrawing-funds-from-my-tsp-account#comments</comments>
		<pubDate>Fri, 02 Apr 2010 02:21:39 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[account]]></category>
		<category><![CDATA[from]]></category>
		<category><![CDATA[Funds]]></category>
		<category><![CDATA[should]]></category>
		<category><![CDATA[start]]></category>
		<category><![CDATA[withdrawing]]></category>

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		<description><![CDATA[I know that at age 70 1/2, it is mandatory that TSP funds be withdrawn (assuming you live that long).  I am trying to determine by age, when would be the best time to start having my funds withdrawn.  I know you have to be 59 1/2 to avoid the extra penalty when [...]]]></description>
			<content:encoded><![CDATA[<p>I know that at age 70 1/2, it is mandatory that TSP funds be withdrawn (assuming you live that long).  I am trying to determine by age, when would be the best time to start having my funds withdrawn.  I know you have to be 59 1/2 to avoid the extra penalty when you withdraw.  I am 59.  Would you wait until you were 62 or 65 (when medicare kicks in)?  I haven&#8217;t decided whether to have the payments doled out in a monthly annuity (taxes would be cheaper) or have the whole amount sent to me and the money placed elsewhere.  If you were in my shoes what would you do?  I also own my home which may be sold in the near future when I can&#8217;t handle it anymore and need to downsize. Just looking for opinions as I know I have to make the ultimate decision. Just want to see if I am not leaving anything out. Thank you<br />
I am retired.<br />
With a government pension.</p>
<ul class="related_post"><li><a href="http://paymentsannuity.com/why-is-it-a-bad-idea-to-move-401k-funds-from-s-bs-into-secure-401k-accounts-until-the-botttom-is-reached" title="Why is it a bad idea to move 401K funds from S &amp; Bs into secure 401K $ accounts until the botttom is reached?">Why is it a bad idea to move 401K funds from S &amp; Bs into secure 401K $ accounts until the botttom is reached?</a></li><li><a href="http://paymentsannuity.com/amending-tax-return-to-report-direct-rollover-from-annuity-to-ira" title="Amending tax return to report direct rollover from annuity to IRA?">Amending tax return to report direct rollover from annuity to IRA?</a></li><li><a href="http://paymentsannuity.com/what-is-a-good-mutual-fund-to-start-with" title="What is a good mutual fund to start with?">What is a good mutual fund to start with?</a></li><li><a href="http://paymentsannuity.com/what-commercial-do-you-think-billy-mays-should-be-in" title="What commercial do you think Billy Mays should be in?">What commercial do you think Billy Mays should be in?</a></li></ul>]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Move 401K to IRA a good move?</title>
		<link>http://paymentsannuity.com/move-401k-to-ira-a-good-move</link>
		<comments>http://paymentsannuity.com/move-401k-to-ira-a-good-move#comments</comments>
		<pubDate>Thu, 01 Apr 2010 23:52:56 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[401k]]></category>
		<category><![CDATA[good]]></category>
		<category><![CDATA[move]]></category>

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		<description><![CDATA[I have a lot of money in a 401K and am being advised to move it to an IRA. Would this be a good move?
I am retired and am no longer putting money into the 401K . I don&#8217;t need the money or interest from the money to live on, just want to get the [...]]]></description>
			<content:encoded><![CDATA[<p>I have a lot of money in a 401K and am being advised to move it to an IRA. Would this be a good move?<br />
I am retired and am no longer putting money into the 401K . I don&#8217;t need the money or interest from the money to live on, just want to get the best returns on my money.</p>
<ul class="related_post"><li><a href="http://paymentsannuity.com/is-now-a-bad-time-to-move-my-401k-from-my-old-employer-to-an-ira" title="Is now a bad time to move my 401k from my old employer to an IRA?">Is now a bad time to move my 401k from my old employer to an IRA?</a></li><li><a href="http://paymentsannuity.com/my-employer-announced-factory-shutdown-within-a-year-should-i-move-my-401k-to-bonds-to-save-some-money" title="My employer announced factory shutdown within a year, should I move my 401k to bonds to save some money?">My employer announced factory shutdown within a year, should I move my 401k to bonds to save some money?</a></li><li><a href="http://paymentsannuity.com/due-to-reorganization-i-have-been-forced-into-early-retirement-can-i-take-my-401k-and-move-it-into-a-roth-ira" title="Due to reorganization I have been forced into early retirement can I take my 401K and move it into a Roth IRA?">Due to reorganization I have been forced into early retirement can I take my 401K and move it into a Roth IRA?</a></li><li><a href="http://paymentsannuity.com/can-i-move-my-401k-money-into-roth-ira-after-i-got-laid-off-from-my-company" title="Can I move my 401K money into Roth IRA after I got laid off from my company ?">Can I move my 401K money into Roth IRA after I got laid off from my company ?</a></li></ul>]]></content:encoded>
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		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>how to find interest rate using annuity formula?</title>
		<link>http://paymentsannuity.com/how-to-find-interest-rate-using-annuity-formula</link>
		<comments>http://paymentsannuity.com/how-to-find-interest-rate-using-annuity-formula#comments</comments>
		<pubDate>Thu, 01 Apr 2010 22:21:32 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[annuity]]></category>
		<category><![CDATA[find]]></category>
		<category><![CDATA[formula]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[rate]]></category>
		<category><![CDATA[using]]></category>

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		<description><![CDATA[using following Annuity formula
FV=PV*((((1+i/n)^n*y) -1)/(i/n))
how can you calculate interest rate i.
FV = Future value
PV = Present value
i = interest rate
n = number of periods in a year
y = number of years
Find the future value of an ordinary annuity of $400 paid quarterly for 6 years, if the interest rate is 13% c?What is the formula [...]]]></description>
			<content:encoded><![CDATA[<p>using following Annuity formula</p>
<p>FV=PV*((((1+i/n)^n*y) -1)/(i/n))</p>
<p>how can you calculate interest rate i.</p>
<p>FV = Future value<br />
PV = Present value<br />
i = interest rate<br />
n = number of periods in a year<br />
y = number of years</p>
<ul class="related_post"><li><a href="http://paymentsannuity.com/find-the-future-value-of-an-ordinary-annuity-of-400-paid-quarterly-for-6-years-if-the-interest-rate-is-13-c" title="Find the future value of an ordinary annuity of $400 paid quarterly for 6 years, if the interest rate is 13% c?">Find the future value of an ordinary annuity of $400 paid quarterly for 6 years, if the interest rate is 13% c?</a></li><li><a href="http://paymentsannuity.com/what-is-the-formula-in-finding-the-rate-and-time-of-an-ordinary-annuity-and-annuity-due" title="What is the formula in finding the rate and time of an ordinary annuity and annuity due?">What is the formula in finding the rate and time of an ordinary annuity and annuity due?</a></li><li><a href="http://paymentsannuity.com/to-get-out-interest-rate-in-annuity-case-with-monthly-compounding" title="to get out interest rate in annuity case with monthly compounding?">to get out interest rate in annuity case with monthly compounding?</a></li><li><a href="http://paymentsannuity.com/given-todays-low-interest-rate-environment-should-a-70yr-old-buy-a-fixed-immediate-annuity" title="Given today&#8217;s low interest rate environment should a 70yr. old buy a fixed immediate annuity?">Given today&#8217;s low interest rate environment should a 70yr. old buy a fixed immediate annuity?</a></li></ul>]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>who do you think is hotter, Wentworth Miller or Hayden Christensen?</title>
		<link>http://paymentsannuity.com/who-do-you-think-is-hotter-wentworth-miller-or-hayden-christensen</link>
		<comments>http://paymentsannuity.com/who-do-you-think-is-hotter-wentworth-miller-or-hayden-christensen#comments</comments>
		<pubDate>Thu, 01 Apr 2010 18:23:53 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Christensen]]></category>
		<category><![CDATA[Hayden]]></category>
		<category><![CDATA[hotter]]></category>
		<category><![CDATA[Miller]]></category>
		<category><![CDATA[think]]></category>
		<category><![CDATA[Wentworth]]></category>

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		<description><![CDATA[I think Wentworth Miller.
What about you?
What color skin does Wentworth miller have?Don&#8217;t you think having to go to places like Check-into-Cash, Cash-call, or JG Wentworth is pathetic?What are movies that Wentworth Miller plays in?How can i write to Wentworth Miller?]]></description>
			<content:encoded><![CDATA[<p>I think Wentworth Miller.<br />
What about you?</p>
<ul class="related_post"><li><a href="http://paymentsannuity.com/what-color-skin-does-wentworth-miller-have" title="What color skin does Wentworth miller have?">What color skin does Wentworth miller have?</a></li><li><a href="http://paymentsannuity.com/dont-you-think-having-to-go-to-places-like-check-into-cash-cash-call-or-jg-wentworth-is-pathetic" title="Don&#8217;t you think having to go to places like Check-into-Cash, Cash-call, or JG Wentworth is pathetic?">Don&#8217;t you think having to go to places like Check-into-Cash, Cash-call, or JG Wentworth is pathetic?</a></li><li><a href="http://paymentsannuity.com/what-are-movies-that-wentworth-miller-plays-in" title="What are movies that Wentworth Miller plays in?">What are movies that Wentworth Miller plays in?</a></li><li><a href="http://paymentsannuity.com/how-can-i-write-to-wentworth-miller" title="How can i write to Wentworth Miller?">How can i write to Wentworth Miller?</a></li></ul>]]></content:encoded>
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		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>The concept of time value of money is important to financial decision making because..?</title>
		<link>http://paymentsannuity.com/the-concept-of-time-value-of-money-is-important-to-financial-decision-making-because</link>
		<comments>http://paymentsannuity.com/the-concept-of-time-value-of-money-is-important-to-financial-decision-making-because#comments</comments>
		<pubDate>Thu, 01 Apr 2010 17:52:36 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[because]]></category>
		<category><![CDATA[concept]]></category>
		<category><![CDATA[decision]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[important]]></category>
		<category><![CDATA[making]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Time]]></category>
		<category><![CDATA[value]]></category>

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		<description><![CDATA[a. it emphasizes earning a return on invested capital
b. it recognizes that earning a return makes $1 worth more today than $1 received in the future
c. it can be applied to future cash flows in order to compare different streams of income
d. all the above
As the discount rate becomes higher and higher, the present value [...]]]></description>
			<content:encoded><![CDATA[<p>a. it emphasizes earning a return on invested capital<br />
b. it recognizes that earning a return makes $1 worth more today than $1 received in the future<br />
c. it can be applied to future cash flows in order to compare different streams of income<br />
d. all the above</p>
<p>As the discount rate becomes higher and higher, the present value of inflows approaches&#8230;<br />
a. 0<br />
b. minus infinity<br />
c. plus infinity<br />
d. need more information</p>
<p>You are to receive $12,000 at the end of 5 years. The available yield on investments is 6%. Which table would you use to determine the value of that sum today? </p>
<p>a. Present value of an annuity of $1<br />
b. Future value of an annuity<br />
c. Present value of $1<br />
c. Future value of $1</p>
<p>As the interest rate increases, the present value of an amount to be received at the end of a fixed period&#8230;<br />
a. increases<br />
b. decreases<br />
c. remains the same<br />
d. not enough information to tell</p>
<p>As the time period until receipt increase, the present value of an amount at a fixed interest rate&#8230;<br />
a. decreases<br />
b. remains the same<br />
c. increases<br />
d. not enough information to tell</p>
<p>Mr Blochins is creating a college investment fund for his daughter. He will put in $850 per year for the next 15 years and expects to earn an 8% annual rate of return. How much money will  his daughter have when she starts college?<br />
a. $11,250<br />
b. $12,263<br />
c. $24,003<br />
d. $23,079</p>
<p>Mr. Nailor invests $5,000 in a certificate of deposit at his local bank.  He receives annual interest of 8% for 7 years.  How much interest will his investment earn during this time period?<br />
a. $2,915<br />
b. $3,570<br />
c. $6,254<br />
d. $8,570</p>
<p>Sharon Smith will receive $1million in 50 years.  The discount rate is 14. As an alternative, she can receive $2,000 today.  Which should she choose?<br />
a. the $1 million dollars in 50 years<br />
b. $2,000 today<br />
c. She should be indifferent<br />
d. need more information </p>
<p>Mr. Fisher wants to build a house in 10 years.   He estimates that the total cost will be $170,000.  If he can put aside $10,000 at the end of each year, what rate of return must be earn in order to have the amount needed?<br />
a. between 11% and 12%<br />
b. between 8% adn 9%<br />
c. 17%<br />
d. none of the above</p>
<p>The shorter the length of time between a present value and its corresponding future value&#8230;<br />
a. the lower the present value, relative to the future value.<br />
b.the higher the present value, relative to the future value.<br />
c.the higher the interest rate used in the present-valuation.<br />
c. none of the above</p>
<p>A dollar today is worth more than a dollar to be received in the future because&#8230;<br />
a. the dollar can be invested today and earn interest<br />
b. of the risk of nonpayment in the future<br />
c. inflation will reduce purchasing power of a future dollar<br />
d. none of the above</p>
<p>The higher the rate used in determining the future value of a $1 annuity&#8230;<br />
a.the smaller the future value at the end of the period.<br />
b. the greater the future value at the end of a period.<br />
c. the greater the present value at the beginning of a period.<br />
d. None of the above – the interest has no effect on the future value of an annuity. </p>
<p>Mr. Darden is selling his house for $165,000. He bought it for $55,000 nine years ago. What is the annual return on his investment? &#8230;<br />
a. 3%<br />
b. Between 14% and 16%<br />
c. 13%<br />
d. none of the above</p>
<ul class="related_post"><li><a href="http://paymentsannuity.com/can-you-please-evaluate-the-three-offers-in-time-value-of-money-formula-and-provide-the-value-of-each-offer" title="Can you please evaluate the three offers in Time Value of Money formula and provide the value of each offer?">Can you please evaluate the three offers in Time Value of Money formula and provide the value of each offer?</a></li><li><a href="http://paymentsannuity.com/can-you-get-a-little-bit-of-money-out-of-a-structred-settlement-or-do-you-have-to-get-the-lump-sum" title="Can you get a little bit of money out of a structred settlement or do you have to get the lump sum?">Can you get a little bit of money out of a structred settlement or do you have to get the lump sum?</a></li><li><a href="http://paymentsannuity.com/how-to-create-a-hedge-fund-how-much-money-does-a-mutual-fund-managers-make" title="How to create a hedge fund? How much money does a mutual fund managers make?">How to create a hedge fund? How much money does a mutual fund managers make?</a></li><li><a href="http://paymentsannuity.com/how-to-receive-full-amount-of-child-support-and-money-owed-through-our-divorce-settlement" title="How to receive full amount of child support and money owed through our divorce settlement?">How to receive full amount of child support and money owed through our divorce settlement?</a></li></ul>]]></content:encoded>
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		<slash:comments>1</slash:comments>
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		<title>What commercial do you think Billy Mays should be in?</title>
		<link>http://paymentsannuity.com/what-commercial-do-you-think-billy-mays-should-be-in</link>
		<comments>http://paymentsannuity.com/what-commercial-do-you-think-billy-mays-should-be-in#comments</comments>
		<pubDate>Thu, 01 Apr 2010 17:52:34 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Billy]]></category>
		<category><![CDATA[commercial]]></category>
		<category><![CDATA[Mays]]></category>
		<category><![CDATA[should]]></category>
		<category><![CDATA[think]]></category>

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		<description><![CDATA[I think he could be in that JG Wentworth commercial. He could talk normally and sound like those people shouting
&#8220;It&#8217;s my money and I need it now!&#8221;
When should I start withdrawing funds from my TSP account?who do you think is hotter, Wentworth Miller or Hayden Christensen?Don&#8217;t you think having to go to places like Check-into-Cash, [...]]]></description>
			<content:encoded><![CDATA[<p>I think he could be in that JG Wentworth commercial. He could talk normally and sound like those people shouting<br />
&#8220;It&#8217;s my money and I need it now!&#8221;</p>
<ul class="related_post"><li><a href="http://paymentsannuity.com/when-should-i-start-withdrawing-funds-from-my-tsp-account" title="When should I start withdrawing funds from my TSP account?">When should I start withdrawing funds from my TSP account?</a></li><li><a href="http://paymentsannuity.com/who-do-you-think-is-hotter-wentworth-miller-or-hayden-christensen" title="who do you think is hotter, Wentworth Miller or Hayden Christensen?">who do you think is hotter, Wentworth Miller or Hayden Christensen?</a></li><li><a href="http://paymentsannuity.com/dont-you-think-having-to-go-to-places-like-check-into-cash-cash-call-or-jg-wentworth-is-pathetic" title="Don&#8217;t you think having to go to places like Check-into-Cash, Cash-call, or JG Wentworth is pathetic?">Don&#8217;t you think having to go to places like Check-into-Cash, Cash-call, or JG Wentworth is pathetic?</a></li><li><a href="http://paymentsannuity.com/my-employer-announced-factory-shutdown-within-a-year-should-i-move-my-401k-to-bonds-to-save-some-money" title="My employer announced factory shutdown within a year, should I move my 401k to bonds to save some money?">My employer announced factory shutdown within a year, should I move my 401k to bonds to save some money?</a></li></ul>]]></content:encoded>
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		<slash:comments>12</slash:comments>
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		<item>
		<title>How much does the IRS withhold from lottery winnings?</title>
		<link>http://paymentsannuity.com/how-much-does-the-irs-withhold-from-lottery-winnings</link>
		<comments>http://paymentsannuity.com/how-much-does-the-irs-withhold-from-lottery-winnings#comments</comments>
		<pubDate>Thu, 01 Apr 2010 17:52:32 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[from]]></category>
		<category><![CDATA[lottery]]></category>
		<category><![CDATA[much]]></category>
		<category><![CDATA[winnings]]></category>
		<category><![CDATA[withhold]]></category>

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		<description><![CDATA[Example: Let&#8217;s say the mega millions is 50 million. Whats the dollar difference  in annuity and cash. I&#8217;m in NJ so I don&#8217;t think there is state tax due herefor lootery winnings
How much child support can I get from the unemployed father of my son?Amending tax return to report direct rollover from annuity to [...]]]></description>
			<content:encoded><![CDATA[<p>Example: Let&#8217;s say the mega millions is 50 million. Whats the dollar difference  in annuity and cash. I&#8217;m in NJ so I don&#8217;t think there is state tax due herefor lootery winnings</p>
<ul class="related_post"><li><a href="http://paymentsannuity.com/how-much-child-support-can-i-get-from-the-unemployed-father-of-my-son" title="How much child support can I get from the unemployed father of my son?">How much child support can I get from the unemployed father of my son?</a></li><li><a href="http://paymentsannuity.com/amending-tax-return-to-report-direct-rollover-from-annuity-to-ira" title="Amending tax return to report direct rollover from annuity to IRA?">Amending tax return to report direct rollover from annuity to IRA?</a></li><li><a href="http://paymentsannuity.com/when-should-i-start-withdrawing-funds-from-my-tsp-account" title="When should I start withdrawing funds from my TSP account?">When should I start withdrawing funds from my TSP account?</a></li><li><a href="http://paymentsannuity.com/how-to-create-a-hedge-fund-how-much-money-does-a-mutual-fund-managers-make" title="How to create a hedge fund? How much money does a mutual fund managers make?">How to create a hedge fund? How much money does a mutual fund managers make?</a></li></ul>]]></content:encoded>
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		<slash:comments>7</slash:comments>
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		<title>what is the difference between a 403b and a 401k retirement plan?</title>
		<link>http://paymentsannuity.com/what-is-the-difference-between-a-403b-and-a-401k-retirement-plan</link>
		<comments>http://paymentsannuity.com/what-is-the-difference-between-a-403b-and-a-401k-retirement-plan#comments</comments>
		<pubDate>Thu, 01 Apr 2010 15:23:51 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[401k]]></category>
		<category><![CDATA[403b]]></category>
		<category><![CDATA[between]]></category>
		<category><![CDATA[difference]]></category>
		<category><![CDATA[plan]]></category>
		<category><![CDATA[Retirement]]></category>

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		<description><![CDATA[I recently remembered about a retirement account from a former employer. it is described as a 403b (tsa) pension plan.
Am I able to qualify for a deductible IRA if the only retirement plan my company offers is a 401K?What is the importance of coordinating investments within and outside your 401k retirement plan?What&#8217;s the difference between [...]]]></description>
			<content:encoded><![CDATA[<p>I recently remembered about a retirement account from a former employer. it is described as a 403b (tsa) pension plan.</p>
<ul class="related_post"><li><a href="http://paymentsannuity.com/am-i-able-to-qualify-for-a-deductible-ira-if-the-only-retirement-plan-my-company-offers-is-a-401k" title="Am I able to qualify for a deductible IRA if the only retirement plan my company offers is a 401K?">Am I able to qualify for a deductible IRA if the only retirement plan my company offers is a 401K?</a></li><li><a href="http://paymentsannuity.com/what-is-the-importance-of-coordinating-investments-within-and-outside-your-401k-retirement-plan" title="What is the importance of coordinating investments within and outside your 401k retirement plan?">What is the importance of coordinating investments within and outside your 401k retirement plan?</a></li><li><a href="http://paymentsannuity.com/whats-the-difference-between-an-annuity-and-a-regular-mutual-fund-as-far-as-retirement" title="What&#8217;s the difference between an annuity and a regular mutual fund as far as retirement?">What&#8217;s the difference between an annuity and a regular mutual fund as far as retirement?</a></li><li><a href="http://paymentsannuity.com/how-good-is-a-403b-retirement-plan-compared-to-the-others" title="How good is a 403(b) retirement plan compared to the others?">How good is a 403(b) retirement plan compared to the others?</a></li></ul>]]></content:encoded>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Why not fund social security by using a portion of the &#8216;trust fund&#8217; each year to purchase Indexed Annuities?</title>
		<link>http://paymentsannuity.com/why-not-fund-social-security-by-using-a-portion-of-the-trust-fund-each-year-to-purchase-indexed-annuities</link>
		<comments>http://paymentsannuity.com/why-not-fund-social-security-by-using-a-portion-of-the-trust-fund-each-year-to-purchase-indexed-annuities#comments</comments>
		<pubDate>Thu, 01 Apr 2010 15:23:50 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Annuities]]></category>
		<category><![CDATA[each]]></category>
		<category><![CDATA[Fund]]></category>
		<category><![CDATA[indexed]]></category>
		<category><![CDATA[portion]]></category>
		<category><![CDATA[purchase]]></category>
		<category><![CDATA[Security]]></category>
		<category><![CDATA[Social]]></category>
		<category><![CDATA[trust]]></category>
		<category><![CDATA[using]]></category>
		<category><![CDATA[year]]></category>

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		<description><![CDATA[Indexed Annuities are fixed and so would offer a guarantee of principle, while allowing for risk-free gains linked to stock indexes
Your Personal Survival Guide on Dealing with Social Security, Qualified Retirement Plans and Professionals with WorkbookWhat company has the best fixed or indexed annuities?Guaranteed Income for Life: How Variable Annuities can Cut Your Taxes, Pay [...]]]></description>
			<content:encoded><![CDATA[<p>Indexed Annuities are fixed and so would offer a guarantee of principle, while allowing for risk-free gains linked to stock indexes</p>
<ul class="related_post"><li><a href="http://paymentsannuity.com/your-personal-survival-guide-on-dealing-with-social-security-qualified-retirement-plans-and-professionals-with-workbook" title="Your Personal Survival Guide on Dealing with Social Security, Qualified Retirement Plans and Professionals with Workbook">Your Personal Survival Guide on Dealing with Social Security, Qualified Retirement Plans and Professionals with Workbook</a></li><li><a href="http://paymentsannuity.com/what-company-has-the-best-fixed-or-indexed-annuities" title="What company has the best fixed or indexed annuities?">What company has the best fixed or indexed annuities?</a></li><li><a href="http://paymentsannuity.com/guaranteed-income-for-life-how-variable-annuities-can-cut-your-taxes-pay-you-every-year-of-your-life-and-bring-you-financial-peace-of-mind" title="Guaranteed Income for Life: How Variable Annuities can Cut Your Taxes, Pay You Every Year of Your Life, and Bring You Financial Peace of Mind">Guaranteed Income for Life: How Variable Annuities can Cut Your Taxes, Pay You Every Year of Your Life, and Bring You Financial Peace of Mind</a></li><li><a href="http://paymentsannuity.com/what-is-the-future-value-of-a-5-year-ordinary-annuity-that-promises-to-pay-you-300-each-year-the-rate-of-int" title="What is the future value of a 5-year ordinary annuity that promises to pay you $300 each year? The rate of int">What is the future value of a 5-year ordinary annuity that promises to pay you $300 each year? The rate of int</a></li></ul>]]></content:encoded>
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		<slash:comments>3</slash:comments>
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		<item>
		<title>How do I file 1099-R, Estate Situation?</title>
		<link>http://paymentsannuity.com/how-do-i-file-1099-r-estate-situation</link>
		<comments>http://paymentsannuity.com/how-do-i-file-1099-r-estate-situation#comments</comments>
		<pubDate>Thu, 01 Apr 2010 11:52:17 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[1099R]]></category>
		<category><![CDATA[Estate]]></category>
		<category><![CDATA[file]]></category>
		<category><![CDATA[Situation]]></category>

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		<description><![CDATA[My mom passed away in 2006, and in 2007 her 401K and her Pension was paid to her estate account. 
On the 401K federal income taxes were not taken but on the pension federal taxes were taken. Both have issued 1099-R. I do not know what to do. Do I report this on my personal [...]]]></description>
			<content:encoded><![CDATA[<p>My mom passed away in 2006, and in 2007 her 401K and her Pension was paid to her estate account. </p>
<p>On the 401K federal income taxes were not taken but on the pension federal taxes were taken. Both have issued 1099-R. I do not know what to do. Do I report this on my personal income tax? or do I need to file a 1041 for the estate? Or do I need to do nothing?</p>
<ul class="related_post"><li><a href="http://paymentsannuity.com/how-will-a-1099-r-affect-my-taxes" title="How will a 1099-R affect my taxes?">How will a 1099-R affect my taxes?</a></li><li><a href="http://paymentsannuity.com/laser-1099r-copy-c" title="Laser 1099R Copy C">Laser 1099R Copy C</a></li><li><a href="http://paymentsannuity.com/1099-r-6-part-laser-set" title="1099-R 6-part Laser Set">1099-R 6-part Laser Set</a></li><li><a href="http://paymentsannuity.com/irs-approved-w-2-4up-or-1099-r-tax-envelope" title="IRS Approved W-2 4up or 1099-R Tax Envelope">IRS Approved W-2 4up or 1099-R Tax Envelope</a></li></ul>]]></content:encoded>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Lab 5 Question 4 &#8211; Coupon rate, Finance question?</title>
		<link>http://paymentsannuity.com/lab-5-question-4-coupon-rate-finance-question</link>
		<comments>http://paymentsannuity.com/lab-5-question-4-coupon-rate-finance-question#comments</comments>
		<pubDate>Thu, 01 Apr 2010 08:21:43 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Coupon]]></category>
		<category><![CDATA[FINANCE]]></category>
		<category><![CDATA[Question]]></category>
		<category><![CDATA[rate]]></category>

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		<description><![CDATA[Below is the question- I just cant seem to figure out how to show for the rates given below as solution using a BA II calculator or any other financial calculator. Does anyone know how to solve for the rates using a calculator?
Bentley Inc. has bonds on the market making semiannual payments, with 12 years [...]]]></description>
			<content:encoded><![CDATA[<p>Below is the question- I just cant seem to figure out how to show for the rates given below as solution using a BA II calculator or any other financial calculator. Does anyone know how to solve for the rates using a calculator?</p>
<p>Bentley Inc. has bonds on the market making semiannual payments, with 12 years to maturity, and selling for $1,200. At this price, the bonds yield 20 percent. Note: default value for face value is $1000. What must the coupon rate be on Bentley Inc.&#8217;s bonds? Round your answer to two decimal places</p>
<p>The correct answer was:  24.45%</p>
<p>As the bonds make semiannual payments:<br />
  Time to Maturity = 12yrs × 2 = 24 years<br />
  YTM = 20% / 2 = 10%</p>
<p>Let&#8217;s denote C as the coupon paid each period<br />
Bond value = [Annuity present value of the coupons] + [Present value of the face amount]<br />
1,200 = $C × (1 &#8211; 1/1.1024)/0.10 + 1000/1.1024</p>
<p>Solve the equation, we get C = 122.26. Therefore, coupon rates = 2 × 12.23% = 24.45%</p>
<p>Thanks</p>
<ul class="related_post"><li><a href="http://paymentsannuity.com/finance-help-needed-interest-rate-money-markets-annuities" title="Finance help needed-interest rate, money markets, annuities?">Finance help needed-interest rate, money markets, annuities?</a></li><li><a href="http://paymentsannuity.com/how-to-calculate-rate-of-return-of-annuity" title="how to calculate rate of return of annuity?">how to calculate rate of return of annuity?</a></li><li><a href="http://paymentsannuity.com/business-finance-help" title="Business Finance help?">Business Finance help?</a></li><li><a href="http://paymentsannuity.com/how-to-find-interest-rate-using-annuity-formula" title="how to find interest rate using annuity formula?">how to find interest rate using annuity formula?</a></li></ul>]]></content:encoded>
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		<slash:comments>1</slash:comments>
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		<title>How to create a hedge fund? How much money does a mutual fund managers make?</title>
		<link>http://paymentsannuity.com/how-to-create-a-hedge-fund-how-much-money-does-a-mutual-fund-managers-make</link>
		<comments>http://paymentsannuity.com/how-to-create-a-hedge-fund-how-much-money-does-a-mutual-fund-managers-make#comments</comments>
		<pubDate>Thu, 01 Apr 2010 05:53:24 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[create]]></category>
		<category><![CDATA[Fund]]></category>
		<category><![CDATA[hedge]]></category>
		<category><![CDATA[managers]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[much]]></category>
		<category><![CDATA[Mutual]]></category>

		<guid isPermaLink="false">http://paymentsannuity.com/how-to-create-a-hedge-fund-how-much-money-does-a-mutual-fund-managers-make</guid>
		<description><![CDATA[I would like to know if there are any websites or decent books out there with good information on the creation of a hedge fund? Also, is there money to be made if you run a mutual fund? Like a John Montgamery at Bridgeway or Bill Miller at Legg Mason.  If so, how is [...]]]></description>
			<content:encoded><![CDATA[<p>I would like to know if there are any websites or decent books out there with good information on the creation of a hedge fund? Also, is there money to be made if you run a mutual fund? Like a John Montgamery at Bridgeway or Bill Miller at Legg Mason.  If so, how is it calculated? Thanks in advance.</p>
<ul class="related_post"><li><a href="http://paymentsannuity.com/what-is-a-good-mutual-fund-to-put-my-money-in" title="What is a good mutual fund to put my money in?">What is a good mutual fund to put my money in?</a></li><li><a href="http://paymentsannuity.com/what-is-a-good-mutual-fund-to-start-with" title="What is a good mutual fund to start with?">What is a good mutual fund to start with?</a></li><li><a href="http://paymentsannuity.com/what-is-the-difference-between-a-blend-value-and-growth-mutual-fund-what-is-the-best-fund" title="What is the difference between a blend, value, and growth mutual fund? What is the best fund?">What is the difference between a blend, value, and growth mutual fund? What is the best fund?</a></li><li><a href="http://paymentsannuity.com/why-is-it-bad-for-a-mutual-fund-to-have-too-many-assets" title="Why is it bad for a mutual fund to have too many assets?">Why is it bad for a mutual fund to have too many assets?</a></li></ul>]]></content:encoded>
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		<slash:comments>1</slash:comments>
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		<title>How to receive full amount of child support and money owed through our divorce settlement?</title>
		<link>http://paymentsannuity.com/how-to-receive-full-amount-of-child-support-and-money-owed-through-our-divorce-settlement</link>
		<comments>http://paymentsannuity.com/how-to-receive-full-amount-of-child-support-and-money-owed-through-our-divorce-settlement#comments</comments>
		<pubDate>Thu, 01 Apr 2010 02:56:16 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[amount]]></category>
		<category><![CDATA[child]]></category>
		<category><![CDATA[Divorce]]></category>
		<category><![CDATA[full]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[owed]]></category>
		<category><![CDATA[receive]]></category>
		<category><![CDATA[settlement]]></category>
		<category><![CDATA[support]]></category>
		<category><![CDATA[through]]></category>

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		<description><![CDATA[My ex owes me money from a divorce settlement and hasn&#8217;t paid me a dime. He also owes back child support and current child support but because he has another child from another relationship, the state of Indiana can not take out more than half of what he makes. What should I do to enforce [...]]]></description>
			<content:encoded><![CDATA[<p>My ex owes me money from a divorce settlement and hasn&#8217;t paid me a dime. He also owes back child support and current child support but because he has another child from another relationship, the state of Indiana can not take out more than half of what he makes. What should I do to enforce him to pay the full amount of child support and the settlement from the divorce. Again if I take him to court what can I expect. His wages are already garnished and can&#8217;t be garnished anymore. Any suggestions?</p>
<ul class="related_post"><li><a href="http://paymentsannuity.com/can-you-get-a-little-bit-of-money-out-of-a-structred-settlement-or-do-you-have-to-get-the-lump-sum" title="Can you get a little bit of money out of a structred settlement or do you have to get the lump sum?">Can you get a little bit of money out of a structred settlement or do you have to get the lump sum?</a></li><li><a href="http://paymentsannuity.com/how-often-is-child-support-in-the-state-of-michigan-dispursed-to-payee" title="How often is child support in the state of Michigan dispursed to payee?">How often is child support in the state of Michigan dispursed to payee?</a></li><li><a href="http://paymentsannuity.com/child-support-snowboard-dvd" title="Child Support Snowboard DVD">Child Support Snowboard DVD</a></li><li><a href="http://paymentsannuity.com/girl-get-that-child-support" title="Girl, Get that Child Support">Girl, Get that Child Support</a></li></ul>]]></content:encoded>
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		<slash:comments>5</slash:comments>
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		<item>
		<title>What Did I Do</title>
		<link>http://paymentsannuity.com/what-did-i-do</link>
		<comments>http://paymentsannuity.com/what-did-i-do#comments</comments>
		<pubDate>Wed, 31 Mar 2010 22:21:22 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
		
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		<description><![CDATA[




Buy Cheap What Did I Do
Coming upWhat should I do with the annuity part of my indiana teacher&#8217;s retirement fund?Retirement Plans Ahead Words &#38; Phrases Italian CharmBusiness Finance help?Do you need to have good credit in order to get your insurance license to sell fixed annuities?]]></description>
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<p style="text-align: center;"><a href="http://www.buyasale.com/viewitem.php?itemnumber=B0013YUK2K" rel="nofollow"><img style="margin: 0pt 20px 10px 0pt;" src="http://ecx.images-amazon.com/images/I/5146JsKchhL.jpg" /></a></p>
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<p>
<h3><a href="http://www.buyasale.com/viewitem.php?itemnumber=B0013YUK2K" title="What Did I Do" rel="nofollow">Buy Cheap What Did I Do</a></h3>
<div  class="related_post_title">Coming up</div><ul class="related_post"><li><a href="http://paymentsannuity.com/how-to-calculate-rate-of-return-of-annuity" title="how to calculate rate of return of annuity?">how to calculate rate of return of annuity?</a></li><li><a href="http://paymentsannuity.com/where-in-the-tax-form-or-turbo-tax-do-you-report-monthly-distribution-of-annuity-payments" title="Where in the tax form or turbo tax do you report monthly distribution of annuity payments?">Where in the tax form or turbo tax do you report monthly distribution of annuity payments?</a></li><li><a href="http://paymentsannuity.com/outrage-over-unfair-irs-rule-re-changing-ownership-on-my-annuity" title="OUTRAGE over unfair IRS rule re: changing ownership on my annuity?">OUTRAGE over unfair IRS rule re: changing ownership on my annuity?</a></li><li><a href="http://paymentsannuity.com/wentworth-4-piece-spring-silicone-bakeware-set" title="Wentworth 4 Piece Spring Silicone Bakeware Set">Wentworth 4 Piece Spring Silicone Bakeware Set</a></li></ul>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Pocket Idiot&#8217;s Guide to Annuities</title>
		<link>http://paymentsannuity.com/the-pocket-idiots-guide-to-annuities</link>
		<comments>http://paymentsannuity.com/the-pocket-idiots-guide-to-annuities#comments</comments>
		<pubDate>Wed, 31 Mar 2010 22:21:19 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Annuities]]></category>
		<category><![CDATA[Guide]]></category>
		<category><![CDATA[Idiot's]]></category>
		<category><![CDATA[Pocket]]></category>

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		<description><![CDATA[




Buy Cheap The Pocket Idiot&#8217;s Guide to Annuities
Equity-Indexed Annuities: The Smart Consumer&#8217;s GuideThe Consumer&#8217;s Guide to Swiss AnnuitiesHow to Get RICH Selling Insurance and Annuities to WomenHow do you figure annuities with different interest periods and payment periods?]]></description>
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<p style="text-align: center;"><a href="http://www.buyasale.com/viewitem.php?itemnumber=159257355X" rel="nofollow"><img style="margin: 0pt 20px 10px 0pt;" src="http://ecx.images-amazon.com/images/I/416V605DTWL.jpg" /></a></p>
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<p>
<h3><a href="http://www.buyasale.com/viewitem.php?itemnumber=159257355X" title="The Pocket Idiot's Guide to Annuities" rel="nofollow">Buy Cheap The Pocket Idiot&#8217;s Guide to Annuities</a></h3>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What is the formula in finding the rate and time of an ordinary annuity and annuity due?</title>
		<link>http://paymentsannuity.com/what-is-the-formula-in-finding-the-rate-and-time-of-an-ordinary-annuity-and-annuity-due</link>
		<comments>http://paymentsannuity.com/what-is-the-formula-in-finding-the-rate-and-time-of-an-ordinary-annuity-and-annuity-due#comments</comments>
		<pubDate>Wed, 31 Mar 2010 21:21:00 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[annuity]]></category>
		<category><![CDATA[Finding]]></category>
		<category><![CDATA[formula]]></category>
		<category><![CDATA[ordinary]]></category>
		<category><![CDATA[rate]]></category>
		<category><![CDATA[Time]]></category>

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		<description><![CDATA[how to find interest rate using annuity formula?How do I solve for the rate of return in a future value of annuity formula?What is the future value of a 5-year ordinary annuity that promises to pay you $300 each year? The rate of intFind the future value of an ordinary annuity of $400 paid quarterly [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Annuity question?</title>
		<link>http://paymentsannuity.com/annuity-question</link>
		<comments>http://paymentsannuity.com/annuity-question#comments</comments>
		<pubDate>Wed, 31 Mar 2010 15:53:50 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[annuity]]></category>
		<category><![CDATA[Question]]></category>

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		<description><![CDATA[Carl will start higher education in 5 years.  He has just informed his parents that he wants to go to a University that will cost $18,000 a year for 4 years.  Anticipating his ambitions, his parents started investing $3,000 per year 5 years ago and will continue doing so for the next 5 [...]]]></description>
			<content:encoded><![CDATA[<p>Carl will start higher education in 5 years.  He has just informed his parents that he wants to go to a University that will cost $18,000 a year for 4 years.  Anticipating his ambitions, his parents started investing $3,000 per year 5 years ago and will continue doing so for the next 5 years.<br />
How much more will his parents have to invest each year for the next five years to have the right amount of money needed for his education?  Using 10% as the appropriate interest rate throughout the question.</p>
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		<title>who has used jg wentworth?</title>
		<link>http://paymentsannuity.com/who-has-used-jg-wentworth</link>
		<comments>http://paymentsannuity.com/who-has-used-jg-wentworth#comments</comments>
		<pubDate>Wed, 31 Mar 2010 15:53:49 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[used]]></category>
		<category><![CDATA[Wentworth]]></category>

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		<description><![CDATA[who do you think is hotter, Wentworth Miller or Hayden Christensen?What color skin does Wentworth miller have?Don&#8217;t you think having to go to places like Check-into-Cash, Cash-call, or JG Wentworth is pathetic?Are Wentworth and Endicott hard colleges to get into?]]></description>
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		<slash:comments>2</slash:comments>
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